Loewy Law Firm Blog  — Texas Law

Personal injury protection in Texas is a default coverage that pays regardless of fault and, in most cases, cannot be recovered from your settlement by your own insurance company. Texas Insurance Code § 1952.152 builds PIP into every auto liability policy unless the named insured rejected it in writing, and coverage pays as soon as treatment begins without any fault determination. Texas… Read More

Reckless Driving Definition in Texas Transportation Code § 545.401 Statute Wording Texas Transportation Code § 545.401 defines reckless driving as driving “in willful or wanton disregard for the safety of persons or property,” and it sets the punishment range as a misdemeanor with a fine up to $200, county jail up to 30 days, or both. Conduct That Fits the § 545.401… Read More

Nearly a century ago, the Texas courts adopted a doctrine that provides insureds and injured accident victims another avenue for recovering compensation when an insurer unreasonably fails to settle an injury claim against the insured. An insurer’s liability may arise when an injured victim makes a Stowers demand: a formal settlement offer at or within the available coverage limit of the insured’s policy… Read More

Who Pays When More Than One Person Is at Fault? Not every injury in Texas comes from a single person’s careless behavior. Sometimes several people or companies share responsibility for what happened, which raises questions about who pays for your injuries and related expenses. Texas law uses a system called joint and several liability to answer those questions by: Setting how much each… Read More

Government Immunity and Its Impact on Injury Cases Texas law shields most government agencies from lawsuits through a rule known as sovereign immunity. It prevents lawsuits against the state, cities, and counties unless the government gives permission to be sued. What Sovereign Immunity Means State and local governments cannot be held liable for negligence unless a specific law allows it. Employees acting within… Read More

After a Texas car accident, who is responsible for the costs of damage? The answer will determine how medical bills, vehicle repairs, and lost income are paid and compensated for. Texas law takes a fault-based approach, and proving negligence is fundamental to every car accident case. If you’re facing questions about car crash liability in Texas, call Loewy Law Firm at (512)… Read More

Truck traffic in Texas is heavy, with thousands of tractor-trailers crossing the state daily for shipping, oilfield work, and regional deliveries. According to the National Safety Council, Texas leads the nation in the number of deaths caused by large truck crashes. However, determining liability in truck accidents is hardly ever straightforward. Liability rests on proving negligence and showing how the careless actions… Read More

Most personal injury cases are focused on making someone whole again. That usually means compensation, or “damages,” for financial losses like medical bills or missed worktime, along with other effects like pain, stress, or long-term changes to daily life. However, in cases where the facts point to decisions that were made with full awareness of the risk, there can be additional damages. Texas… Read More

Texas uses a modified comparative negligence rule to decide how accident compensation is awarded. The key rule, sometimes called the “51% bar rule,” is simple: if you’re 50% or less at fault, you can recover damages, but the amount is reduced by your percentage of fault. If you’re 51% or more responsible, you can’t recover anything. For example, if you’re in a car… Read More

When you’re involved in a car accident in Texas, the last thing you want is confusion about what happens next—especially if you’re hurt. Texas car accident laws directly affect how much you can recover and what steps you need to take. From how fault is determined to the deadlines for filing claims, working with a Texas car accident attorney who understands these… Read More